The Art of the Start by Guy Kawasaki – Book Review

The Art of the Start, The Time-Tested, Battle-Hardened Guide for Anyone Starting Anything, offers readers both good news and bad news on starting up a company. The good news offered by Guy Kawasaki rests upon his background as a venture capitalist. Kawasaki is the managing director of Garage Technology Ventures, an early stage venture capital firm. According to their web site, “Garage Technology Ventures is a seed-stage and early-stage venture capital fund. We’re looking to invest in extraordinary entrepreneurs who have the ability to build great teams and great companies.” Thus the good news revolves around strategies to pitch business ideas to venture capitalists, positioning your company, writing a business plan, “making mantra”, etc. These are all important activities and based on sound advice. Kawasaki offers exercises, tidbits and suggestions on redefining thinking in entrepreneurial terms, all helpful to early stage entrepreneurs.

The bad news revolved around bootstrapping and the fact that there was only one chapter on this truly important topic. The Art of the Start seemed slanted toward the “come up with an idea, write the business plan, pitch to venture capitalists, secure early stage venture, increase sales, find additional venture, liquidation event road”. I strongly favor bootstrapping, self funding and virtual business ideas over the borrow tons of venture capital funds to succeed path, and fully understand that reader bias could have crept into this perspective.

If your entrepreneurial idea absolutely requires the significant capitalization that venture capitalists offer, The Art of the Start should definitely be at the top of your list. There is an execellent section on pitching to venture capitalists complete with the questions which are likely to be asked and suggestions on the best answers to offer would be venture investors. I found the book to be well written and thought provoking, particularly enjoying the final chapter, The Art of Being a Mensch (and the three foundations of menschhood), which Kawasaki recommends that the reader reads first. So, the good news is, though there are more aspects to this book than venture funding, you should definitely read this book if you’re thinking of venture capital funding. The bad news is that statistically, entrepreneurs are better off finding alternatives to venture capital funding and might be better off reading books focused on alternatives to venture capital funding. Regardless, I enjoyed The Art of the Start and found it an interesting read.… Read More

What To Expect When Applying For Life Insurance?

For many, Life Insurance is the most affordable, reliable and secure way to ensure their families have enough financial resources in place in the event of a loss. Applying for Life Insurance is now easier than ever with options to apply right on-line.

THE APPLICATION PROCESS: The Life Insurance application will ask for some basic information including:

– Name, address

– Height, weight, date of birth

– Habits and lifestyle (smoking habits)

– Medical history

ALWAYS TELL THE TRUTH! When getting life insurance quotes, it’s important to tell the truth. The information you provide helps the insurance company calculate the policy premiums and if an insurer discovers you have lied on your application about basic information OR lifestyle/habits, it could result in an increase to your premium, the cancellation of your policy or coverage, or the denial of your claim.

In some cases, insurance companies will accept your application answers for health-related questions. However, some will require an in-person medical exam. Typically, for lower coverage amounts of up to $250,000 or less, a simple health questionnaire is likely. For higher coverage amounts or for customized individual insurance policies a detailed health screening is more common. Where this is required, your insurance provider will arrange for a medical examiner to visit your home or office, or you will be asked to attend a clinic selected by the insurance company, where they will review your personal and immediate family medical history, take your blood pressure, check your physical attributes, take a blood & urine sample and also review your lifestyle habits that could affect your overall health, including exercise, smoking, alcohol, stress, hobbies, etc. Depending on your age, there may be additional testing like an EKG, X-Rays, or cardiovascular tests.

Once examined, an insurance underwriter will review your application and medical exam results and either deny or approve your request to purchase. If approved they will then move forward with issuing the policy or coverage. If the policy or coverage is issued, you may be assessed an additional risk-based premium, depending on your health status.

In the end, take the time to educate yourself about your life insurance options and be honest throughout the application process. A good insurance broker can help you through the process and find the policy that provides the coverage you need at a price you can afford.

If convenience is what you are looking for, you can research and apply right online Some providers will even give you an answer on your application status right then and there.

For those of you who do not like the idea of completing even a simple health questionnaire, there is always the option to purchase a minimal amount of life insurance that will help cover final expenses (less than $25,000). For many of these types of insurance, where your acceptance is guaranteed and the enrollment process does not require any type of medical screening, you will pay a little more for the guaranteed enrollment.… Read More

Deciding on the Right Investments to Make

It can be fun to invest your money if you have extra around that you do not have to spend right now. The money that you invest can be put to use in the future. Figure out which investments you should be making right now.

Deciding on the Right Investments to Make

Put Your Money in a Bank Account:

There are accounts that you can set up at your bank that will give you a little bit of a return on any money that you put into them. While you might not be able to make a lot of money through a traditional bank account, you can feel good in knowing that your money is easily accessible if you end up needing it. If you are looking to put your money away somewhere, setting up a savings account of some kind with your local bank will help you make a little money off of the money that you set aside without risking a lot.

Use Your Money on the Stock Market:

There are different types of stocks that you can purchase if you are interested in risking your money with the hope of earning a lot more. If you are interested in backing a business and then receiving money for doing that as soon as the business starts to do well, you might look into getting involved in the world of stocks. You should figure out how much of your money you can stand to risk in the stock market and then figure out which types of stocks you would like to purchase.

Consider Investing in Gold or Silver:

If you want to use your money on something that you will have with you in your home, in a physical form, you might look into purchasing gold or silver. You can keep gold in your home with the hope that the price of it will go up and you will end up being able to sell it for more than you bought it for. You should look into the price of gold so that you know how much of it you will be able to purchase and then you should think about buying it and keeping it somewhere safe in your home.

Always Seek Out the Opinions of Others When Making Investment Decisions:

If you are unsure about an investment that you are thinking of making, you should talk to an expert and see if they have advice to share. If you are nervous about the money that you have available to invest and you are unsure what you should do with it, you should talk to family members who consider themselves experts when it comes to finances. You can learn a lot through looking to others and getting advice from them.

You Can Grow Your Money with Smart Investment Choices:

Take the money that you have and make smart investment choices with it. There is a chance that you will end up getting rich through the investments that you make. Always think about what you are … Read More

Quality Refrigerated Displays Protect the Value of Your Products

Providing your customers with high quality food is your number one priority. But without top quality refrigerated displays you have no way of keeping your seafood and other cold products safe and healthy. It only takes a second for a customer to pick up a package of seafood that is slightly warm and be turned off from your products forever. They are trusting you to keep seafood cold and if it is not then they will never shop with you again.

All you need to do to ensure top quality cold products every time a customer shops with you is to purchase a high quality display unit. Self-service units are a great way to allow customers to select what they want without having to wait for assistance from an employee. And with literally dozens of different configurations to choose from, you are sure to find something that will meet your needs.

But as you might be thinking, refrigerated display units can cost a lot of money. That is a fact but one that you need to temper with a thought about quality. Purchasing a quality display that will last for decades is actually a better investment than a cheaper unit that could be hard to maintain and repair and will only serve you for a few years. You want to invest in the unit with a long warranty and a guarantee that it will maintain temperature for as long as you own the unit.

All of these features might sound too good to be true but that is not the case. There is a leading manufacturer who has been providing these top quality refrigerated displays to discerning food retailers for over 65 years. You offer your customers top quality seafood and you need to invest in a top quality display unit to protect your investment and your customers.… Read More

Utilizing Applications Or Software Tools To Handle Household Finances

FinanceThis is a draft of an article that has been accepted by The Mathematical Intelligencer and offers an argument really related to Romer’s ‘mathiness’ argument as discussed in my preceding pos t.

It is straightforward to overhype these scenarios, even though, because while it is true that payments, trading and retail banking are increasingly topic to automation, finance as a entire may not be especially amenable to it. Large loan financing decisions, complex multistage project-financing bargains, exotic derivatives and other illiquid economic merchandise can’t very easily be standardised. They call for teams of lawyers and dealmakers hashing out terms, conditions, and contingencies. Finance is an ancient politicised art of utilizing contracts about the future to mobilise existing action, and the dealmakers can’t effortlessly be replaced with algos.

Akseli is impatient although. Providing away €15000 in trading profits to rebel economic groups is cool, but it is still also tiny. A crucial objective of the Milan workshop, as a result, is to introduce a operate-in-progress that the group refers to as ‘Robin Hood two.0′. According to Akseli, 2. will be even more monstrous” than the very first incarnation. Rather than getting primarily based out of Finland, he desires to transform Robin Hood into a decentralized international crypto-fund, built using the underlying blockchain technology of the cryptocurrency Bitcoin.

Investing – if you invest then you want a personal finance computer software package that has sophisticated features that enable you to sustain your investments, and do some advanced arranging. If you never invest and have no intention of investing then you probably never require these characteristics – however, even if you do not use the stock market place, some packages will assist you in arranging your 401k portfolio.

Household finance in India is a field where the literature is just starting to emerge. There is one strand of literature which treats micro data in India as a laboratory exactly where queries of interest in the US can be addressed. Nevertheless, it is far much more interesting to have roots in neighborhood understanding, to recognize the critical concerns relevant to regional conditions and constraints, and to craft credible analysis styles that can feed into critical questions in India. This would involve getting at the interplay amongst new datasets, innovations in the business, and the policy procedure.… Read More